Residential Real Estate

ADDITIONAL REAL ESTATE SERVICES

Interim / Bridge Financing

If you have found yourself in a position that you want to place an offer immediately on your dream home but your current home has not sold, a Bridge Loan (or Interim Financing) may be the perfect temporary financing option to help “bridge” the gap between the time your existing home is sold and your new property is purchased. It enables you to use the equity in your current home to pay the down payment on your next home, while you wait for your existing home to sell.

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Encroachment Agreement

An encroachment agreement is a legally binding real estate document signed by neighboring property owners when a property encroachment is found to exist. The purpose is to state the resolution between neighboring properties upon discovery of an encroachment, and to offset any title issues when either party decides to sell. Encroachment Agreements can be tricky to navigate and generally require the involvement of a 3-rd party Surveyor as well. It is always recommended to include your Real Estate lawyer in this process so as to know that both you and your Realtor are being properly advised, and your transaction is being handled accordingly.

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Co-Ownership Agreements

When two individuals have ownership rights to the same property (i.e a Rental Property) it may be within their best interest to explore a Co-Ownership Agreement to ensure that each individual (or investor) is protected throughout the course of the relationship.

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Discharge of Mortgage

A mortgage is a loan secured by property, such as a home. When you pay off your mortgage and meet the terms and conditions of your mortgage agreement, the lender doesn’t automatically give up the rights to your property. There are steps you need to take to remove those rights. This process is called discharging a mortgage.

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Drafting and Reviewing of PSA

When you are buying or selling a residential property, it is imperative to have a proper Purchase Contract in place. If you are working with a Realtor, they will assist you in navigating the contract requirements. But if you have decided to transact a property on your own, or are considering purchasing a property from a seller who is acting on their own, it is within both parties best interests to have the Purchase Contract drafted and reviewed by a Real Estate Lawyer. There are many different variations of the Real Estate Purchase Contract, and additional factors need to be considered that can be specifically unique to each property. Our Real Estate Team at Robertson LLP will effectively guide you throughout the process, and ensure that a properly drafted Residential Real Estate Purchase Contract is in place.

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Foreclosure

Foreclosure is the process that a Lender initiates in order to recoup arrears and principal balances on mortgages that are in default. In some cases, the Foreclosure process may start after only one missed payment. As a Lender or a Borrower, if you are in the midst of this situation it is important to understand the Foreclosure Process. Our Team of Lawyers are experienced in working with both Lenders and Borrowers, contact us today for your consult.

Request a copy of our presentation: Understanding the Foreclosure Process

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Title Transfer

Title Transfer is the transfer of land ownership from one individual to another. Contact our Lawyers today to discuss your Title Transfer needs.

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